Budgeting tools and guides
Calculators and templates that work without signing up. Pick where to start.
Calculators
- Coffee cost calculatorWhat your coffee costs a year, and café prices in 26 countries.
- Loan calculatorMonthly payment, interest and the effect of overpaying.
- Debt payoff calculatorDebt-free date, total interest and payoff order.
- Compound interest calculatorHow a monthly deposit grows year by year.
- 50/30/20 budget calculatorYour pay split by 50/30/20 and by Groworth's norms.
- Emergency fund calculatorHow much you need set aside and when you'll get there.
Guides and templates
- Budget app with bank sync2,700+ banks in 29 countries, read-only, from €5 a month.
- Budget app without bank connectionCSV import and manual entry, free forever.
- Budgeting apps comparedGroworth and 31 money apps: prices, bank sync, pros and cons.
- Does gamified budgeting work?Levels, streaks and dopamine: what 27 studies say.
- Budget templateFill in online, print as PDF or use Excel. No sign-up.
- How to save money12 ways and a calculator: what you set aside in a year.
- Free budget appSort your spending; the plan and your level add up by themselves.
- How to pay off debtA 5-step plan: debt snowball or avalanche.
- Budget categories listFour groups, your own categories and a weekly rhythm.
All of it in one app
A goal, a level and a budget that follows your money.